Is Sagemore Financial Legit? Read Sagemore Financial Reviews

Read this article on Sagemore Financial Reviews to get a clear and all-encompassing understanding of what this company is. If you are one of those that wants to know whether Sagemore is legit or a scam, then this is the best place to find out. You will also get detailed information about how to apply for a loan here as well as the eligibility criteria and so much more. So, without wasting much time, let us get straight into the details. 

Sagemore Financial is a loan form that a wide range of loan consolidation programs for individuals who wish to pay off their high-interest debts. The loan could be used to pay off any form of personal bills including medical bills, credit card bills, unsecured debts, and so on. It has a straightforward loan application and fast funding policy that has made them the people’s choice over the years. 

The company has maintained a good track record hence it is legit. However, it is important to carry out research about any organization before signing up with them. This is to save you from falling victim to scams. So, see Sagemore Financial reviews as you read through the remaining parts of this article. 

Sagemore Financial Reviews


One of the best ways to know the legitimacy and authenticity of a product or company is through customer reviews. And interestingly, Sagemore has gotten excellent reviews from customers so far. Looking through some major review websites on the internet, the company has been praised for its easy loan application and approval process.

Many users commend it for the simple eligibility criteria and responsive/warm customer service. Some comments from customers were directed towards its low-interest rates and flexible repayment plan. Read the next paragraph to see specific reviews on some of the most popular review websites out there. 

1. Sagemore Financial Reviews On Trustpilot

sagemore financial reviews

Sagemore has earned the trust of users on Trustpilot hence it has a rating of 4.0/5 stars on the website. Many comments commend the company for its pattern of operation. It was praised for its excellent customer service and competitive interest rates. It also received commendations for the financial education courses offered to customers freely. 

Helena Rivera says “Sagemore Financial is a great option for anyone looking for a consolidation loan. They have excellent customer service and their rates are very competitive”

2. Sagemore Financial Reviews On Yelp


Like other websites, this company has also gotten general applause from users on Yelp. it has a 5-star rating which shows an excellent performance. Many users praised it for its easy-to-navigate website as well as its very simple loan application process.

Commendations were also directed towards the fast loan approval policy of the organization which makes it stands out among other companies. Danny G said, “The website was very easy to use. Applying for a loan took me less than 15 minutes”.

3. Sagemore Financial Reviews On BBB


Surprisingly, Sagemore Financial does not have a profile on Better Business Bureau and it is not also accredited by BBB hence there are no reviews about it on this website. 

4. Sagemore Financial Reviews On Reddit


Reddit has a rather different view about Sagemore. It posited that its operations are a little bit shady especially because they are not accredited by BBB. There is also the view that the company shares your personal information with third-party affiliates which raises questions of trustworthiness. It further explains that some customers have complaints about hidden fees and misleading loan terms. 

Is Sagemore Financial Legit?


The company is legit as it has been in business for over a decade as it was established in 2011. And throughout these years of existence, there is proof that it has carried out its functions efficiently. Scam companies usually do not stay active for many years. So, the length of time that it has existed is good proof that the company is legit. 

Also, Sagemore Financial has a well-organized professional website that is accessible to all. All information that is needed about the company including how to apply for loans is all well outlined on the website. This makes it pass the test of transparency which is another variable to determine legit companies.

Furthermore, the company is legit because it is licensed to operate. And it operates according to the provisions of the law. It also works with other licensed financial advisors that help to disseminate information and guide new customers through the loan application process. 

Therefore, with all of these variables and comments from customers as seen in the review section above, we can conclude that Sagemore Financial is legit and not a scam. Continue reading to see more about the loan process of this organization. 

Requirements For Sagemore Financial Loans


Sagemore Financial has some of the simplest and easiest-to-access eligibility criteria that you can find in the financial market. Some of them are outlined below

  • You must not be less than 18 years of age. 
  • You must have a steady source of income.
  • You be a resident of the United States.
  • You must have at least a good debt-to-income ratio. 

Sagemore Financial Interest Interest Rates


The company has a very low-interest rate which has been rated as one of the lowest in the financial marketplace. The annual percentage varies with the amount of money borrowed and the credit score of the loan seeker. However, it is usually between 2.99% and 5.99%.

How To Apply For Sagemore Financial Loans


To get a loan from Sagemore, you must visit its website at Click on Get Funding Now and follow the online prompts to enter all requirements. 

Alternatively, call +1 855-401-3582 and you will be guided through the entire application process by a representative. 


Sagemore Financial reviews show that the company is legit and not a scam. Hence it is safe to get a loan from it. So follow the application process above to get a loan bearing in mind the eligibility criteria.