Safestone Financial Reviews ( Reddit & BBB Complaints )

This article is all about Safestone Financial Reviews. While some customers claim to have had positive experiences with the company, others have negative comments about the. This has often raised the question “Is Safestone Financial legit or a scam?”


The good news here is that as you read through this comprehensive review, you will find the answer to all your questions and more. This will help you to make an informed decision about going ahead with a loan from this organization or not. So roll with me as we look through it to the bottom. 

Safestone Financial is a debt consolidation form that makes loans available to individuals that wish to pay off their debts. It is a lead generator that partners with other lenders for the issuance of loans. It offers very low-interest rates of 5.99% along with a 16% fee and other hidden charges.

The loan application process is straightforward. Nevertheless, it is good to know how legit a company is before you opt to transact with them so join us to see Safestone Financial reviews in this article. 

Safestone Financial Reviews


Safestone Financial reviews are made up of a mixture of positive and negative comments. The firm has been applauded for the variety of debt consolidation loans that it offers and its quality customer service as well as low-interest rates.

However, a section of customers are aggrieved about its high fees and hidden charges. And they also complained about the privacy policy of the organization as it shares the information of loan seekers with other lenders. See specific reviews from some prominent websites in the paragraphs below.  


Safestone Financial BBB

safestone financial

BBB is one of the most reliable review websites out there. It is one of the best places to get honest reviews about companies. And fortunately, Safestone Financial is accredited by Better Business Bureau and it has an A+ rating on the website. This is a strong indication that the company is legit and it goes a long way to show that customers are satisfied with its services. 

A look at the comment section of this website shows a lot of positive comments from customers as many of them commend the level of transparency that the firm operates with as well as its easy application and loan approval process. The customer service of the company was another area that received applause from customers on BBB. 

Safestone Financial Trustpilot


Trustpilot is another very popular website for reviews. However, it is silent about Safestone Financial as there are no reviews or comments about this company on that website. 

Safestone Financial Reddit


Reddit is another review website to get objective views about any product, company, or organization. Unfortunately, it seems to have more Safestone Financial complaints. And these are drawn from the fact that the firm has little or no customer reviews on the internet. It warned that it is dangerous to deal with a company that has no track record. It also raised an eyebrow about its low-interest rates which could be a bait. 

Is Safestone Financial Legit?


It is safe to state here that Safestone Financial is legit and not a scam. This conclusion was arrived at after considering certain variables that are important for determining fake businesses. See some of them below. 

Years Of Operation: to know whether a business is legit or not, one variable that you should consider is how long it has been in operation. Safestone was established in 2001, which means it has been duly providing financial services for over 20 years. This has earned it a very good reputation among customers. 

Licenses: Also, legit companies are licensed and are very proud to let you know that. And it will interest you to know that Safestone Financial is legit because it is licensed to operate in the 50 states of the United States. Furthermore, it is a member of the National Association of Personal Financial Advisors. This shows that it is legal and operates in accordance with the law that guides it and similar organizations. 

Additionally, the company is legit because its activities are transparent as it has a professional website that houses all information concerning the operation of the organization. Its interest rates, fees, terms of service, as well as privacy policy, are well stated on the website. It also has a very active and responsive customer service team that is ready to attend to your needs at all times.

Therefore, having passed the test of these variables and from the reviews from different websites as well as comments from customers, we can boldly say that Safestone Financial is legit and not a scam. However, you need to apply caution when dealing with it as it is a lead generator that can share your information with other lenders. 

Requirements For Safestone Financial


To get a loan from Safestone Financial, you must meet the following eligibility criteria

  • You must either be a citizen of the United States or have a permanent resident visa. 
  • You must be at least 18 years of age. 
  • Must have a good credit score of at least 620.
  • You must have a steady source of income

How To Apply For Safestone Financial Loan


Here is how to get a loan from Safestone Financials. To start, you will have to visit their website at and fill out an application form. You will be prompted on the website regarding the needed requirements.

Once the application is completed and submitted, the company will review it to see whether you are qualified to get a loan or not. And if you are qualified, the money will be made available to you and can be used to pay off your debts. 

Pros And Cons Of Safestone Financial 


Like any other financial organization, Safestone has some pros and cons that you must consider before applying for a loan. See some of them below


  • Has a wide variety of debt consolidation services that you can choose when you want to consolidate your debts. 
  • Excellent customer service that is always available to patiently put you through the entire loan process. 
  • Competitive interest rates and fees. 
  • Easy and transparent loan application process. 


  • Some of the debt consolidation services of this firm are not available in all states of the United States even though it has a license to operate in all 50 states of the US. 
  • Low loan amount: you are limited to a maximum of 35,000 personal loans which is quite small to settle all debts. 
  • It has a 15% service charge 
  • Not accredited with BBB. 

Does Safestone Financial Affect My Credit Score?


Yes, using the services of Safestone Financial will affect your credit score. The company will carry out a thorough check on your credit history which will appear in your credit report. And when you fail to repay your loan on time, reports will be sent to credit bureaus. 


Safestone Financial reviews show that the company is legit and not a scam. However, it has some drawbacks and loopholes that need to be addressed. If all of these are put in place, every customer will have a lovely time with Safestone.